Dcardfee in ICICI (DCARDFEE चार्ज क्या होता और कब, कितना लगता है ? पूरी जानकारी
DCARDFEE in ICICI bank (dcardfee means in icici bank)
|ATM Annual Fee||Rs. 250 + GST as applicable (1 year)|
|ATM Card replacement fee||Rs. 199 + GST as applicable|
|Cash withdrawal from ICICI Bank ATM’s||Free (NIL charge)|
|Cash withdrawal from other Bank ATM’s||Rs. 20 per withdrawal + GST as applicable|
|Balance Inquiry from ICICI Bank ATM’s||Free|
|Balance Inquiry from other Bank ATM’s||Rs. 8.50 per inquiry + GST as applicable|
|Inactivity fee||Rs. 25 + GST as applicable|
Dcardfee means in ICICI bank. DCARDFee is deducted from your account annually for your ATM card usage. Every bank takes debit card fees. Few banks provide 1st year free of charge but after 1-year charges are deducted from your bank account. Although SMS is also sent to your number, however, you can check ATM charges in bank statement or passbook.
The DCARDFEE reflecting in your statement is the Debit Card Annual Fee.
You may check the details of the debit card annual fee by visiting our website www.icicibank.com > Rates and Charges (At the bottom of the page) > Service Charges and Fees.
Dcard FEES AND CHARGES: The annual fees for the Card will be debited to the Primary Account linked with the Card on application/renewal at the Bank’s prevailing rate. The fees are not refundable. The Cardholder shall maintain at all times such minimum balance in the Account, as ICICI Bank may stipulate from time to time. ICICI Bank reserves the right at any time to charge the Cardholder for the issue or reissue of a Card and/or any fees/charges for the transactions carried out by the Cardholder on the Card. Any government charges, duty or debits, or tax payable as a result of the use of the Card shall be the Cardholder’s responsibility and if imposed upon ICICI Bank (either directly or indirectly), ICICI Bank shall debit such charges, duty or tax against the Account. In addition, operators of Shared Networks may impose an additional charge for each use of their ATM/ POS Terminal/other device, and any such charge along with other applicable fees/charges will be deducted from the Cardholder’s Account. There will be separate service charges levied for such facilities as may be announced by the Bank from time to time and deducted from the Cardholder’s Account. In the situation that the Account does not have sufficient funds to deduct such fees, the Bank reserves the right to deny any further Transactions. In case of Accounts classified as overdrawn Accounts, the Cardholder will have to rectify the Account balance position immediately. In every such situation where the Account gets overdrawn, a flat charge could be levied in addition to the interest to be charged on the debit balance in the Account. This charge will be determined by the Bank and will be announced from time to time. In the event of an Account being overdrawn due to Card Transactions, the Bank reserves the right to setoff this amount against any credit lying fro any of the Cardholder’s other Accounts held jointly or singly without giving any notice.
For Coral Debit Card Joining Fee of Rs. 499 and annual fee of Rs. 499 Nil For All Other Debit Cards.
Charges in ICICI bank
|Mode of calculation of minimum Monthly average balance (MAB)||in ICICI bank MAB is the simple average of day-end balances for a calendar month|
|Issue of Duplicate Statement||Rs. 100 per statement at branch or Customer Care (non-IVR), Rs. 50 per statement through Net banking|
|Issue of pass book||Nil on request at base branch where account is maintained|
|Issue of duplicate pass book||Rs 100 for issuance and Rs 25 per page for updation|
|Issue of loose cheque leaves||Rs 125 for cheque book of 5 leaves (Rs 25 per leaf)|
The Debit Card annual fee is also mentioned in the Welcome Booklet that you have received along with your ATM/ Debit Card at the time of account opening.