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SMS you have not registered nomination in your account settlement of claim

Have you received SMS “you have not registered nomination in your account. As nomination helps in easy settlement of claim of deceased depositors, please register nomination.”

क्या आपके पास भी यह एसएमएस आ रहा है. “you have not registered nomination in your account settlement of claim.

आपने अपने खाते में दावे के निपटान में नामांकन दर्ज नहीं किया है”, मतलब कि आपके बैंक खाते में नॉमिनी रजिस्टर नहीं है, और अगर आपके खाते से किसी समय में पैसा का सेटलमेंट करना पड़े तो ये एक परेशानी हो सकती है।

नॉमिनी एक ऐसा व्यक्ति होता है जो आपके खाते के संबंध में बैंक को बताया जाता है, जिसके द्वारा खाते का शेष धन किसी भी समय में प्राप्त करने के लिए सही व्यक्ति तक पहुंच जा सके। जब कोई व्यक्ति मर जाता है और उसके खाते में नॉमिनी रजिस्टर नहीं होता है, तो बैंक को शेष धन का वितरण करने के लिए एक सही व्यक्ति को तय करने में मुश्किल होती है।

अगर आपके बैंक खाते में नॉमिनी रजिस्टर नहीं है, तो आपको अपने बैंक में नॉमिनी का नाम, पता और अन्य आवेदक जानकारी सबमिट करना होगा, ताकि आपके खाते का शेष धन एक सही व्यक्ति तक पहुंच जा सके।

SMS you have not registered nomination in your account settlement of claim.

RBI has made mandatory of all banks to register nominee in bank accounts. So all banks are sending sms “you have not registered nomination in your account. As nomination helps in easy settlement of claim of deceased depositors, please register nomination.”

If there is no nomination in bank account. It is tough process to withdraw money be legal heirs.

All legal heirs have to be present to take amount form deceased account holder. So every bank are sendig SMS to all cousomers that you have not registered nomination in your account. As nomination helps in easy settlement of claim of deceased depositors, please register nomination.

So you also make sure that nomination has been given in your bank account.

If you have not registered nomination in your account. You must add nominee name in bank account. As nomination helps in easy settlement of claim of deceased depositors, please register nomination in your all bank account.

Pratibha:

View Comments (1)

  • Nomination facilities are available only in the case of individual depositors and not in respect of persons jointly depositing articles for safe custody.
    While returning articles kept in safe custody to the nominee or nominees and surviving hirers, banks are not required to open sealed/closed packets left with them for safe custody while releasing them.
    In the matter of returning articles left in safe custody by the deceased depositor to the nominee, the Reserve Bank of India, in pursuance of sections 45ZC(3) and 45ZE(4), read with section 56, of the Banking Regulation Act, 1949, has specified the formats for the purpose.