Bank of Baroda se gold loan lene ke liye aapko neeche diye gaye steps follow karne honge:
- Bank of Baroda ke kisi bhi branch me jaayein: Sabse pehle aapko apne najdiki Bank of Baroda ke branch mein jaana hoga.
- Gold ke value ka pata karein: Apne gold ki value ka pata lagayein. Bank of Baroda gold loan ke liye minimum 10 gram gold mangta hai. Agar aapke paas kam se kam 10 gram gold hai, toh aap gold loan ke liye apply kar sakte hain.
- Loan amount decide karein: Aapko decide karna hoga ki aap kitna loan lena chahte hain. Bank of Baroda gold loan aapko gold ke value ke upar adharit milta hai. Generally, banks 75% se 90% tak ki financing provide karte hain. Isliye aapko apne gold ke value ke hisab se loan amount decide karna hoga.
- Required Documents submit karein: Bank of Baroda gold loan ke liye aapko kuch documents ki jarurat hogi. Jaise apna ID proof, address proof, PAN card, aur gold ornaments ki purity certificate.
- Interest rate aur repayment plan ki jaankari prapt karein: Bank of Baroda ke executives se interest rate aur repayment plan ki puri jaankari prapt karein. Iske alawa, aapko kisi bhi hidden charges ya fees ke baare mein puchna chahiye.
- Loan Application submit karein: Sabhi documents aur information ko submit karne ke baad aapko loan application form fill karna hoga. Loan application form fill karne ke baad use submit kar dijiye.
- Gold ki purity ki jaanch karwayein: Bank of Baroda executives aapke gold ornaments ki purity check karenge. Ye process aapke samne hi hoga.
- Loan amount receive karein: Jab aapke documents aur gold ki purity ki jaanch puri ho jaati hai, tab aapko loan amount receive kar diya jata hai.
I hope yeh information aapko helpful lagti hai.
