Rupay ATM Card Accidental insurance scheme 1 lakh or 2 lakh ?

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Rupay ATM Accidental Insurance scheme: Latest information

If you are using Rupay ATM card, you must know about this.
Every rupay card holder is insured with accidental insurance plan. All non-premium rupay cards have insurance of 1 lakh rupees and all premium rupay ATM like Rupay Platinum have insurance of ruppes 2 Lakhs.

Most of the people are not aware about it. All rupay ATMs are insured with New India Assurance co. ltd.

Rupay card Insurance Scheme: Complete detail

1. All non-premium rupay cards have insurance of 1 lakh rupees and all premium rupay ATM like Rupay Platinum have insurance of ruppes 2 Lakhs.
2. You should use card at least once in 45 days in case of premium Rupay card.
3. You should use card at least once in 90 days in case of premium Rupay card.
3. You can just check balance i.e. financial or non financial transaction can be done.
4. In case of death of Card holder, we should intimate bank within 60 days.
5. Permanent disability also is covered in this insurance scheme.

You can watch this youtube video for more details.

Read this also to know more about rupay ATM card

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