All bank saving interest rate in 2021. Here we’ll see interest rate in saving account of all banks in year 2021.

We will compare all private banks and will see which is the best saving account for the higher interest rate.

Name of BankInterest rateRemarks
Allahabad Bank3.00% – 3.15%
Andhra Bank3.00%
AU Finance3.50% – 7.00%Diff. account scheme
Axis Bank3.00% – 4.00%Diff. account scheme
Bank of Baroda2.75%
Bank of India0.029
Bandhan Bank3.00% – 7.15%Diff. account scheme
Bank of Maharashtra2.75%
Canara Bank2.90% – 3.20%
Central Bank of India2.75% – 3.00%
Corporation Bank0.03
Dhanlaxmi Bank3.00% – 4.00%Diff. account scheme
DBS Bank (Digibank)3.50% – 5.00%Diff. account scheme
Federal Bank2.50% – 3.80%Diff. account scheme
HDFC Bank3.00% – 3.50%Diff. account scheme
HSBC Bank2.50%
ICICI Bank3.00% – 3.50%Diff. account scheme
IDBI Bank3.00% – 3.50%Diff. account scheme
IDFC Bank3.50% – 7.00%Diff. account scheme
India Post Payments Bank0.03
Indian Bank3.00% – 3.15%
Indian Overseas Bank3.05%
IndusInd Bank4.00% – 6.00%
Jammu and Kashmir Bank2.90%
Jana Small Finance Bank4.00% – 7.25%
Karnataka Bank2.75% – 4.50%
Kotak Bank3.50% – 4.00%
Lakshmi Vilas Bank3.25% – 6.50%
Oriental Bank of Commerce0.03
Punjab National Bank (PNB)3.00%
Punjab & Sind Bank3.10%
RBL Bank4.75% – 6.75%
South Indian Bank2.35% – 4.50%
State Bank of India (SBI)2.75%
Syndicate Bank2.90% – 3.20%
UCO Bank2.50%
Union Bank of India3.00%
United Bank of India0.03
Utkarsh Small Finance Bank5.00% – 7.25%
YES BANK4.00% – 6.00%

HDFC saving account interest rate

  • Rs. 50 lakh and above but less than Rs. 500 Crore : 3.50% annual
  • Below Rs 50 lakh   : 3.00% annual

HDFC saving account interest rate is effective in 2021.

ICICI bank saving account interest rate

  • Rs. 50 lakh and above : 3.50% annual
  • Below Rs 50 lakh   : 3.00% annual

The above interest rate in ICICI bank is effective from 9th April 2020. Savings Bank Account Interest is calculated on a daily basis on the daily closing balance in the Account, at the rate specified by ICICI Bank in accordance with Reserve Bank of India directives. The interest amount calculated is rounded off to the nearest rupee.

In ICICI bank saving account interest rate will be paid quarterly in March, June, September and December.

Kotak saving account interest rate

  • In 811 (0 balance account), 1 lakh and above : 4% annual
  • Below Rs 1 lakh   : 3.50% annual

In Kotak, W.e.f. May 25, 2020, interest rate on daily balances in Savings Account stands revised as follows: Daily balances above Rs. 1 lakh will earn 4% interest p.a. and daily balances up to Rs. 1 lakh will earn 3.50% interest p.a. The interest rates mentioned are applicable for Resident Accounts only.

Citibank saving account interest rate

Citibank interest rate 2.75%

Bandhan Bank account interest rate

  • Daily Balance up to Rs. 1 Lac 3.00%
  • Daily Balance above Rs. 1 Lac to 10 crore 6.00%
  • Daily Balance above 10 crore to 50 crore 6.55%
  • Daily Balance above 50 crore 7.15%

Interest is paid at every calendar quarter on 30th June, 30th September, 31st December and 31st March.

The interest rate in nationalized banks:

SBI interest rate in 2021

IDBI bank account interest rate 

Saving account interst rate in 2021 of all banks


Saving account interest rate of all banks in India in Hindi [higher interest rate of bank account]